by Author | 08:29

4 Career Tips for Real Estate Agents

Are you interested in a job as a real estate agent? It’s a tough market to break into, but if you have a keen intelligence and a determination to succeed, you can beat the competition and rise to the top. Here are just a few tips for future realtors.

1. Build Your Network

Networking is important in any industry, but it’s especially critical for real estate agents. Knowing the right people at the right time can make all of the difference in closing a home. Ideally, you’ll start making friends and swapping phone numbers as soon as you enter a certification program. You never know when today’s student might be tomorrow’s real estate titan.

2. Educate Yourself

Speaking of certification programs, there might be quite a few hoops that you’ll need to jump through to become a fully-qualified real estate agent. For example, you might need to pass exams in your educational courses before you even think about applying for a license. Do some research into what’s required for your state.

3. Get Digital

Social media will be one of your most powerful tools as a real estate agent. Not only can you share listings and showcase homes, but you can also make connections with people who might become your future clients. Another great tool is email: If you can master the art of email marketing for real estate agents, you can reach an audience of thousands with a single newsletter.

4. Stay in the Loop

Don’t assume that your education is over just because you’ve started or joined a real estate firm. You should still be following the news of the industry and keeping up with any breakthroughs in legislation. You’ll need to stay on top of your game if you’re serious about rising above all of your competitors.

These are just a few things to keep in mind as you embark on a career as a real estate agent. It isn’t always easy, but as you match couples and families with the homes of their dreams, you might just find it incredibly rewarding!… Read More

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by Author | 19:57

Initiate from the start

Basically, transactions in mutual funds are very easy. We just need to find the appropriate mutual fund products, choose the investment manager, read the prospectus, then make a subscription and transfer the funds. We can also buy directly through the investment manager or buy it through an appointed agent (bank). we come to a mutual fund seller, open a mutual fund account, fill out a form, prepare a photocopy of identity, and of course prepare the funds to be invested to buy a mutual fund unit.

As proof of ownership of the unit, we will get a mutual fund certificate of the number of units we buy. There are two types of mutual fund participation units. First, the mutual fund participation unit that can be resold to the investment manager is called an open-end mutual fund. Some mutual funds in the country are in the form of open mutual funds. the opposite is a closed end mutual fund, which is a mutual fund that can only be sold to other investors through the secondary market.


Investment managers are an important element in mutual fund transactions. because when we buy mutual fund participation units, we entrust the management of these funds to them. What is meant by fund management is that investment managers will conduct sale and purchase of shares on the stock exchange, where the results of their management will be reflected in the unit price of an investment commonly known as NAV / NAB (Net Asset Value).


In a mutual fund, the investment manager manages the funds placed on a securities and realizes profits or losses and receives dividends or interest that is recorded in the NAV of the mutual fund.
NAB is one of the benchmarks in monitoring the results of a mutual fund. NAV per share / unit of investment is the price of a portfolio of a mutual fund after deducting operating costs and then divided by the number of shares / unit of investment that has been circulated (owned by investors) at that time. The mutual fund unit is calculated based on the participation unit (UP) and NAV. For example, today the mutual fund X price is IDR 1,300. We plan to buy 1,000 UP, so we need IDR 1.3 million (plus commission / fee). If at the end of the year the NAV price is Rp1,500 and we want to disburse our mutual funds, then our profit is Rp. 200 thousand (minus commission / fee / tax).

Conversely, if the NAV price dropped to Rp1,000, our loss would be Rp300 thousand
Every year (or mid-year), the investment manager will send us a report on the investment of our mutual funds. This report is the proof / confirmation of the ownership of our mutual funds.
In general there are four types of mutual funds that we can choose. Each mutual fund can be differentiated according to the type of investment made. First, money market mutual funds, in which 100{36e5d6259199a8fc780910ceb1abbf1d645279e630c9f7cd566e9b768352559a} of investments will be placed in
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by Author | 12:51

Investment Options that Make Rich

Who says investment activities are only carried out by people who are financially mature. Young people can also invest their money for future needs. Moreover, the age of 20 to the 40s is someone’s productive ages. At that age, you are also very excited to work. However, unfortunately sometimes we just squander the results of working for things that are not useful.
From now on, there’s no harm in trying to invest for a bright future. There are several types of investments that you need to have before your age enters the number 35. Listen!

1. Gold Bar Investment
Don’t hesitate to set aside some of your salary to buy gold bars. Gold is a profitable investment. No need for too much capital to buy gold bars. While still a beginner, you can save gold yourself or in a gold bank. The price of gold is indeed volatile, but very profitable. The tube just a little at a time, will eventually become a hill, really.


2. Saving Money in Deposits
Deposits are a way to save money in a bank for a certain period of time. Money can be taken in the agreed period, for example six months or a year. After the deposit period ends, money can be taken. The risk of deviating from money by means of deposits is very low, while the interest is quite high compared to ordinary savings. For young people, deposits are suitable as medium-term savings.


3. Investment in Savings at a Bank
Saving money at the bank is also an investment step for beginners. Savings can be taken at any time and the risk is not high. Only, the interest is indeed low. Savings can be used as an alternative for investment to a higher level if later the money has been collected.
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by Author | 08:47

Features of Forex Arbitrage Trading

Probably absolutely every trader who tried to work in the Forex market knows the principle: not risking high income not to get. Although, to be frank, there are some exceptions to this rule. One of these exceptions is arbitrage trading strategies , thanks to which you can get quite a significant profit with minimal risk. Well, let’s understand what the arbitrage trade is and how it can be used in the Forex market.

So, the essence of traditional arbitrage consists in making a profit due to the difference in prices for the same financial instruments, which are traded on different exchanges. If we talk about arbitrage trading, then its meaning is as follows: when on one exchange the price of the asset rises in relation to the price on another exchange, then they simultaneously sell the asset at the first and buy the asset for the second. At a time when the cost becomes the same, positions are closed and the trader obtains a guaranteed profit. Of course, the difference in prices should be greater than the costs in both markets.

In general, the attractiveness of arbitrage transactions is low risks and guaranteed profits, because the total position remains neutral to the market. If we talk about risks, then, by and large, they are only technical.

How is arbitrage implemented?

Probably, all traders noticed that these or those brokers have quotes at different time intervals, but differ. Of course, this can be used: we are looking for two brokers who have the greatest price difference for an identical currency pair, and between them we organize arbitrage trading. If the prices are different, it will be necessary to open the opposite deals from the first and second brokers. Thus, the scheme of the traditional bipartite arbitration will be implemented.

As it were not there, practice shows that one-legged arbitration is much more profitable. Its main difference is that the transaction is concluded on the side of one broker. The bottom line is that price discrepancies appear due to the fact that at some moments the quotes of the broker lag behind the real value. Accordingly, if there is a leading source of quotations, for example, from another broker, then in the period of price lagging, it is possible to open the position of the lagging broker towards the present price and thereby gain an advantage. Of course, in such a situation it’s useless to open a hedging deal with the second broker.

Of course, arbitrage strategies also have certain drawbacks. First of all, you need to remember that you will have to work hard to find a broker with lagging prices. You’ll have to work hard also when looking for a source in which leading quotes take place.

Among other things, brokers are not welcome this method of earning. Therefore, it is necessary to approach very carefully the process of implementing this strategy, in order not to violate the current rules of trade in any way. Although, in any case, … Read More

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by Author | 14:23

Reliable Consulting Services Boost Sales

The most successful businesses succeeded by relying on effective strategies, and many of the tactics that propelled these companies to the next level involved consulting services. Consulting is a valuable solution because it gives a manager many opportunities to build a brand without investing a lot of cash. Although traditional consultants can provide strategic benefits during a variety of situations, reliability consulting services give growing businesses a competitive edge.

Strategies During Major Sales Projects

When a business has a sales department, reliability should be considered, as costly efficiencies can dramatically impact sales. All industries have different reliability concerns, and a strategic manager must develop practical business strategies based on these concerns. For example, if a store sells trendy products that must be transported to consumers in various neighborhoods, a reliability consultant can thoroughly inspect the situation in order to pinpoint inefficiencies that can affect the distribution process, such as engine problems, transmission issues, and traffic conditions. If a business doesn’t have a mobile department or a fleet crew, reliability consultants should still be considered because a seasoned staff can ensure that all business applications are efficient.

Enhanced Customer Service

Managers who run a restaurant or hotel must always take proper steps to enhance customer service so that sales won’t suffer. Along the way, all employees must avoid minor and major inefficiencies in order to prevent reliability issues that can affect sales. If simple or complicated problems aren’t resolved, sales will reduce because fewer guests will visit on a regular basis. The best way to maintain the highest level of customer service is by working with a reliability consultant. During intense and time-sensitive situations, a consultant always provides advice and strategies that help growing businesses maintain POS equipment, sales tools, and other gadgets.

The process of working with a consultant who specializes in reliability is easy, as most experts explain everything thoroughly. If support is needed after strategic procedures are implemented, a consultant will provide guidance until a project is complete. No matter how consultant services are used, a consultant will always provide practical advice that suits the market conditions.… Read More

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